Mallory is my name. I also go by mommy, mama, or Mal Mal. Yes, I am a single mom (for now), a social worker, a friend, a Returned Peace Corps Volunteer. I say “for now” because I am declaring that my situation is temporary. There is no such thing as “illegitimate children”, just illegitimate relationships. I am someone who strives to be a better person than I was the day before. I wish I had the power to do more for others than what is currently within my limits. There should be more hours in the day. With all the things I carry, sometimes I think moms should have a third arm. One thing I’ve learned is that every person is fighting their own battle. Happiness is a choice. Success is a frame of mind. Since being a social worker, I believe that the patients I’ve worked with have made a greater impact on me than I have for them. I’m scared of failure and eighteen wheelers. I am really annoyed by the commercialization of holidays in America. My daughter is the one true love of my life, and the depth of the love that I have for her makes me feel just a glimpse of the love that God has for every person that has ever existed on this earth, whether you choose to believe in Him or not.
Obviously, the purpose of my blog is about tracking my journey to eliminating ALL of my debt. I’m blogging about it to hold myself accountable, and to maybe encourage others. Since September 2014 (today is 7/13/15), I have paid off $12,720 including: my car, credit card debt, attorney fees, and medical bills. Student loan interest rates are high, you guys, and I am determined to get out of debt ASAP because I don’t know about you but I’m tired of making someone else richer. Someone else is getting richer and richer the longer I drag out my monthly payments and frankly, I want my piece of the pie. The quicker I pay them off, the less I pay in the end. It’s really not a hard concept.
I am by no means trying to come off as some type of financial guru or expert on handling money. I would not be able to explain to you how the stock market works. If you give me a math equation with letters and symbols in it, I’m probably going to phone a friend. I’m just a mom with a calculator and a little bit of motivation determined to make a better future for my daughter and I. When I graduated with my Masters in Social Work in 2013, I started out making LESS than $40k per year. Anything is possible with a specific plan in mind.
Let’s do this!
Here are some pictures that tell our little love story: